Standard Charges

1. Customer Services

Headings

Pricing

NRB/NBL/RBB/MC Cheque issuance

Account holder          : NPR 250.00 per cheque

Non-account holder   : NPR: 500.00

For BFI’s                    : Free

Loan disbursement    : NPR 250.00

Vendor payment         : Free

 

Cancellation charges: NPR 250.00 (shall be waived where initial charge has not been obtained and shall be levied to customers who have been levied initially.)

Stop Payments/Standing Instruction Execution

Free

Cheques certified “Good for Payment”

Free

Good for Payment Cancellation

NPR 500.00 per cheque for borrowers and others

Cheque returned unpaid with reasons other than refers to drawer/ Insufficient Balance

 

Free

Cheque returned unpaid with reasons refers to drawer/ Insufficient balance over the counter only

NPR 500 per cheque to be charged in the account of drawer subject to available balance.

Issuance of Balance Certificate Below 3 months of Account Opening Date

 

Free

Issuance of Balance Certificate More than 3 months of Account Opening Date

Free

Issuance of Balance Certificate Year-end Balance once a year (for audit certification purpose)

Free

Issuance of Balance Certificate Quarterly for BFIs (one time each quarter)

Free

Issuance of Balance Certificate per extra original copy

NPR 500.00

Account Closing/ Account Class Close and Transfer

 Free

Account Class TransferNPR 200

FCY cash deposit into FCY account

0.5% for FCY denomination less than 50 or as per prevailing NRB Circular

Re-issuance of lost cheque book/ lost requisition slip

NPR 250.00 (flat)

 

Cheque book of only 9 leaves to be provided in case of re-issuance under lost/ destroyed as well as in case of lost requisition slip.

 

Stop payment charge need not be taken in case of lost/destroyed cheque book

Destruction of undelivered Cheque Book/ ATM Cards

NPR 250 per cheque book

NPR 250 per card for Domestic card

$2 per card for International card

Safe deposit lockers

 

 

 

 

 

 

Security Deposit: NPR 10,000.00 for all sizes except 13x10.5 and 12x16.

 

Security Deposit for Locker size 13x10.5 and 12x16 is 20,000. (Security Deposit shall be refundable at the time of surrender of SDL and the key by the customer for all sizes)

 

6*4.5               NPR 2,000.00

6*7.5               NPR 2,500.00

6*8                  NPR 2,500.00

13*4.5             NPR 3,000.00

12*8                NPR 3,500.00

6*16                NPR 3,500.00

13*10.5           NPR 4,500.00

12*16              NPR 5,000.00

 

Security deposit is not applied to all staff members for only one locker.

 

50% waiver on annual locker charge for all staff members is also applied to only one locker.

 

If any staff rents more than one locker, that additional locker should be treated same as that of customer for security deposit and annual charge.

 

Breaking of lockers (if customer loses keys)

NPR 2,000.00 plus actual cost

Record Retrieval

 

Within six months of transaction: Free

Over 6 months to 1-year: NPR 100

After 1-year NPR: 500

Miscellaneous Letter issued upon the request of customers

(Eg: Account Confirmation Letter, Account Details letter, etc.)

 

 

NPR 500

E-Banking

Internet Banking   : Free

Annual Fee           : Free

 

New PIN request for lost PIN  : Free

 

For all staff members  : Free

Mobile Banking

NPR 250 per annum applied to all account holders.

 

For all staff members including support staffs: Free

 

Withdrawal Slip

NPR 100.00

Account StatementNot Applicable

 

2. Cards & Alternate Channel Service Fees:

Mentioned here below are the charges related to Card issuance, Card Maintenance and personalization.

MEGA CREDIT CARD SERVICE FEES

Visa Credit Card Local

Visa Credit Card Local Staff

Visa Credit Card Intl

Visa Credit Card Intl Staff

1st Year Charge (Joining Fee + 1st year installment)

1500

340

$20

$3

Yearly Installment

750

 Nil

$10

 Nil

Annual Fee

  Nil 

 Nil

 Nil

 Nil

Supplementary Fee

750

340

$25

$3

Replacement Fee

500

340

$10

$3

Re-issuance Fee

500

340

$10

$3

Card Unblocking Fee

150

 Nil

$2

 Nil

PIN Regeneration Fee

150

50

$2

$0.50

Late Payment Fee

300

 Nil

$5

 Nil

Over Limit Fee

500

 Nil

$10

 Nil

Limit Enhancement Fee Permanent

750

 Nil

$15

 Nil

Limit Enhancement Fee Temporary

500

 Nil

$10

 Nil

Service Charge (Interest)

2% per month

 COF

2% per month

 COF

Statement Reprint Fee

100

 Nil

$2

 Nil

Card Destruction Fee

250

 Nil

$2

 Nil

Retrieval Request Fee

300

 Nil

$5

 Nil

Chargeback Handling Fee *

500

 Nil

$5

 Nil

Arbitration/Compliance Processing Fee

 As Per Visa

 As Per Visa

 As Per Visa

 As Per Visa

eCom Activation/Registration Fee

200

 Nil

$3

 Nil

eCom Yearly Maintenace Fee

200

Nil

$3

 Nil

 

 

 

 

 

 

CARD EXPIRY PERIOD            :                  3 YEARS

 

 

 

 

 

MEGA VISA CREDIT CARD TRANSACTION FEES

Visa Credit Card Local

Visa Credit Card Local Staff

Visa Credit Card Intl

Visa Credit Card Intl Staff

Card Withdrawal from Own ATM/Branch

100+2% of withdrawn amount

Nil

N/A

N/A

Balance Inquiry from Own ATM

Nil

Nil

Nil

Nil

PIN Change from Own Bank

Nil

Nil

Nil

Nil

Cash Withdrawal from NPN Group Bank ATM/Branch

200+2% of withdrawn amount

50

N/A

N/A

Balance Inquiry from NPN Group Bank

50

10

N/A

N/A

Cash Withdrawal from other Visa ATM

200+2% of withdrawn amount

50

$5.00

Nil

Cash Withdrawal from Other Visa ATM India

200+2% of withdrawn amount

50

N/A

N/A

Balance Inquiry from Visa ATM

50

10

$2.00

Nil

eCom Per Transaction Fee:

Nil

Nil

$3 (transaction amount above $10)

Nil

INSTABUY Processing Fee:

    1% or NRS 1,000.00 whichever is higher.

Mega Debit/Instant/Prepaid Card Domestic Service Fee

Visa Debit Local

Visa Debit Local Staff

Visa Prepaid/Instant Card Local

Visa Prepaid/Instant Card Local (Staff)

Joining Fee

1500

Nil

1500

Nil

Joining Fee (Yearly Installment)

550

Nil

550

Nil

Annual Fee

Nil

Nil

Nil

Nil

Supplementary Fee

550

Nil

550

Nil

Replacement Fee

550

Nil

550

Nil

Re-issuance Fee

550

Nil

550

Nil

Card Unblocking Fee

100

Nil

100

Nil

Pin Regeneration Fee

100

Nil

100

Nil

Card Destruction Fee

250

Nil

250

Nil

Retrieval Request Fee

300

Nil

300

Nil

Charge Back Handling Fee *

500

Nil

500

Nil

Arbitration/Compliance Processing Fee

As Per Visa

As Per Visa

As Per Visa

As Per Visa

eCom Activation/Registration Fee

200

Nil

200

Nil

eCom Yearly Maintenance Fee

200

Nil

200

Nil

 

 

 

 

 

Mega Debit/Instant/Prepaid Card Domestic TRANSACTION FEES

Visa Debit Local

Visa Debit Local Staff

Visa Prepaid/Instant Card Local

Visa Prepaid/Instant Local Staff

Cash withdrawal from Own ATM/Branch

Nil

Nil

Nil

Nil

Balance Inquiry from Own ATM

Nil

Nil

Nil

Nil

Pin change from Own Bank

Nil

Nil

Nil

Nil

Mini Statement from Own Bank

Nil

Nil

Nil

Nil

Cash withdrawal from BFI’s ATMs other than MBNL

First 2 Transactions per Month- Free 

Then NPR 20/- per transaction

First 2 Transactions per Month- Free 

Then NPR 20/- per transaction

First 2 Transactions per Month- Free 

Then NPR 20/- per transaction

First 2 Transactions per Month- Free 

Then NPR 20/- per transaction

Cash withdrawal from another Visa ATM India

250

250

250

250

Balance Inquiry from other Visa ATM India

50

50

50

50

Balance Inquiry from BFI’s ATMs other than MBNL

20

20

20

20

Mega Debit Card/Travel Card International

 

 

 

 

MEGA CARD SERVICE FEES

Visa Debit Intl Card Normal

Visa Debit Intl Staff

Travel Card Normal

Travel Card Staff

Joining Fee (One Time Charge)

$30.00

Nil

$10.00

Nil

Joining Fee (Yearly Installment)

$10.00

Nil

Nil

 

Annual Fee

Nil

Nil

Nil

Nil

Supplementary Fee

$10.00

Nil

 

Nil

Replacement Fee

$10.00

Nil

$10.00

Nil

Re-issuance Fee

$10.00

Nil

$10.00

Nil

Card Unblocking Fee

$1.00

Nil

$1.00

-

Pin Regeneration Fee

$2.00

Nil

$2.00

Nil

Card Destruction Fee

$2.50

Nil

Nil

Nil

Retrieval Request Fee

$5.00

Nil

$5.00

Nil

 Chargeback Handling Fee *

$5.00

Nil

$5.00

Nil

Arbitration/Compliance Processing Fee

As per Visa

As Per Visa

As Per Visa

As Per Visa

eCom Activation/Registration Fee

$3

Nil

$3

Nil

eCom Yearly Maintenance Fee

$3

Nil

$3

Nil

 

 

 

 

 

         Mega Debit Card/Travel Card International

 

 

 

 

TRANSACTION FEES

Visa Debit Intl Card Normal

Visa Debit Intl Staff

Travel Card Normal

Travel Card Staff

Balance Inquiry from Own ATM

Nil

Nil

Nil

Nil

Pin change from Own Bank

Nil

Nil

Nil

Nil

Mini Statement from Own Bank

Nil

Nil

Nil

Nil

Cash withdrawal from Visa ATM outside Nepal and India

$5.00

$5.00

$5.00

$5.00

Balance Inquiry from Visa ATM

$0.75

$0.75

$0.75

$0.75

Decline Fee

Nil

Nil

Nil

Nil

eCom Per Transaction Fee

$3 (transaction amount above $10)

Nil

$3 (transaction amount above $10)

Nil

 

Mega Smart Fee & Charges (Mobile Banking)

 

Registration Fee: NPR 250.00

   Renewal Fee: NPR 250.00

Re-pin: NIL

Mega Direct Banking Fee & Charges (Internet Banking)

 

Normal User

Registration Fee: NIL

Renewal Fee: NIL

 

Corporate User

Registration Fee: NPR 250.00

Renewal Fee: NPR 250.00

 

    



3. REMITTANCES

Headings

Pricing

Drafts (to be issued to account holders only)

NPR/INR/FCY:0.10% or minimum NPR 500.00

 

Plus, Communication charges.

 

In case of DD issued for education purpose, education tax 2% or as per prevailing NRB Circular to be levied.

Cancellation of Draft/Stop payment of lost draft           

NPR 500.00 plus communication charges

 

(Charges applicable for new Draft issuance as per above if the customer wants to issue a new Draft in place of the cancelled/stopped Draft).

 

In case of cancellation of DD issued for education purpose, education tax of 2% can be refunded only after confirmation from Finance Department in case when the tax has not been deposited at the concerned tax office.

 

Fund Transfer via SWIFT (TT/RTGS) – Outward (This facility to be provided to account holders only)

 

0.10% or minimum NPR 1,000.00 Plus Communication charges

 

On top of commission and communication charges, NPR 500.00 to be levied for sending INR remittance with “our” basis:

 

FCY (Third Countries except India):0.10% or minimum NPR 1,000.00 + Communication charges

 

On top of commission and communication charges, the following charges to be levied for sending FCY remittance with “our” basis:

Amount Range           Charges

$1.00 - 499.00               $ 15.00

$500.00 - 999.00           $ 20.00

$1000.00 -$ 9999.00     $ 40.00

$10000.00 and above    $ 50.00

 

(Fund transfers subject to prevailing directives/circular. Charges could vary depending on the changes in the charges of correspondent bank)

SWIFT – Inward

 

As per correspondence bank charge.

Non-customers/Tourist: 0.25%, minimum NPR 750.00 

Transfer to another bank: 0.25%, minimum NPR 750.00 

Follow up SWIFT on remittances NPR 500.00 per message

On top of the commission and charges as mentioned above, the following charges also to be levied:

For USD inward, USD 10.00 to be charged in case of Charge defined as OUR in MT 103.

For GBP inward, GBP 5.00 to be charged in case of charge defined as OUR in MT 103.

For EUR inward, EUR 5.00 to be charged in all cases of MT1 03

 Fund transfers subject to prevailing directives/circular. Charges could vary depending on the changes in the charges of correspondent bank)

 

Refund of Inward Payment & Nostro Cover

USD 35.00 plus per swift follow up charge.

ABBS Transactions

Free

Local Inter-bank Transfers (SWIFT) – At the customer’s request – Outward

Communication charge only (commission and communication charge free for BFI’s only)

ECC Charges


Express/High Value Presentment Charge (NPR & FCY cheque) - NPR 100


Regular Presentment Charge for Cheque of NPR 200,000 – NPR 10


Regular Presentment Charge for Cheque of above NPR 200,000 – NPR 15


FCY Cheque (USD, EURO & GBP) Monday to Friday only – NPR 15


Regular Presentment Charge for Cheque of below NPR 200,000 – 0.00


Late presentment charge per cheque – NPR 200


Reasonbased charge per cheque – NPR 100

 

IPS Charge

 

Outward Direct Credit Transaction (CUST,REMI,INSM,SALC,CCRD)

Up to 500 NPR 5

>500-50K NPR 10

>50K – NPR 20

 

Inward Direct Credit Transaction (DIVI,IPOR,GOVT,SALA,SUPP)

Below100(For dividend and IPO refund) Nil

Up to 500 NPR 5

>500-50K NPR 10

>50K – NPR 20

Connect IPS e-payment charge

General Transaction Slab

Up to 500 NPR 2

>500-5000 NPR 5

>5K-50K NPR 10

>50K – NPR 15

RTGS Charges

Morning exchange (from 10:30AM to 1:00PM) - RS 10


Afternoon exchange (from 1:00PM to 3:00PM) - RS 20


Evening exchange (from 3:00PM to 3:45PM)Institutional only - RS 100

 

Mega Remittance:

Charges for sending Mega Remit Transaction:

Slab Amount (NPR)

Charges (NPR)

1.00 - 25,000

100

25,001 - 50,000

150

50,001 – 60,000

200

60,001 - 100,000 (Account deposit only)

200

100,001 - 200,000.00 (Account deposit only)

300

Waivers and discounts: Not applicable

5. TRADE FINANCE

Headings

Pricing

Inward Documentary Collection

  • Document against Acceptance

 

 

  • Document against Payment

 

 

0.20% p. q. or minimum NPR 1,000.00 p.q for acceptance period

 

 

0.20% or minimum NPR1,000.00

 

Plus Communication charges in both transactions: As per communication charges

 

Documents returned unpaid / unaccepted

NPR 1,000.00 plus communication and courier charges

Bills Outward Collection- CAD

 

0.15%, minimum NPR 500.00 plus Communication charges

 

Postage wherever applicable: As per actual communication charges

Documentary Credits (Inwards)(Export LC)

 

For advising original LC & Amendments: NPR 1,500.00

Non–Customer:

NPR 4,000.00

Plus, NPR 1,000.00 authentication Charge (for both above)

 

LC advising: NPR 500.00 & collection charge 500.00 if both the applicant and beneficiary are our customers.

 

For confirming a documentary credit (subject to prior arrangement)

0.50% per quarter, minimum NPR 3,000.00 for confirmation period.

 

Bank to bank reimbursement

 

INR reimbursement INR 2,500.00 per drawings

 

NPR reimbursement NPR 2,500.00 per drawings

 

Other FCY USD 75.00 per drawings or Equivalent

 

TT Reimbursement claim on behalf of other banks NPR 2,000.00 plus commission

Documentary Credits (Inwards) (Export LC)

 

For transferring a transferable credit: Customers: 0.10% Or minimum NPR 1,500 plus actual expenses

                                                                                                           

Non–Customers: 0.25% Or minimum NPR 2,500.00 plus actual expenses

 

Communication (SWIFT), postage, courier etc.:  As per communication charges  

Collection of Export Bills

0.15%, or minimum NPR1,000.00 plus Communication/ courier charges   

 

Export Sight Bills Negotiation/Purchase

0.50% up to 15 days or minimum NPR 1,000.00 at the time of negotiation/Purchase (Upfront)

Beyond 15 days, prevailing interest rate of Export Loan /arranged rate will be levied

on document value

for outstanding number of days

 

plus Communication/ courier charges           

Export Usance Bills Discounting

Prevailing interest rate of Export Loan /arranged rate will be levied on document value for the period upto bills maturity at the time of discounting (upfront)

2% additional interest for overdue period

plus, Communication/ courier charges          

Payment received confirmation / Certificate

NPR 500.00

Advance Payment Certificate

NPR 500.00

Duplicate Advance Payment Certificate

NPR 500.00

Documentary Credits (Outward) (Import LC)

 

FCY LC 0.12% per quarter, minimum NPR 1,000.00

INR LC 0.20% per quarter, minimum NPR 1,000.00

NPR LC 0.20% per quarter, minimum NPR 1,000.00

 

Communication charges: As per communication charges

 

LC Amendment fee

 

Other than time extension and value enhancement. NPR 500.00

 

Time extension for subsequent quarters and Normal issuance charge

Value enhancement:   Normal issuance charge

 

Communication charges: As per communication charges

Acceptance commission

0.04% per month, minimum NPR 1,000.00

Discrepancy Fee under LC

INR / NPR LCs:  INR / NPR 1200.00 per documents

 

Plus, INR/NPR 300.00 communication charges

 

FCY LCs: USD 50.00 per document plus communication charge USD 10

LC cancelled

NPR 1,000.00+ (applicable communication charges)

 

LC cancellation – partially unutilized

NPR 500.00 + (applicable communication charges)

 

Settlement/handling of LC document

NPR 1000.00 flat per document plus applicable communication charges

Guarantees issuance

Issuance charge

                                                                       

Bid Bonds:0.20%-0.30% p. q. or min. NPR 1,000.00

 

Performance Bonds:0.20%-0.35% p. q. or min. NPR 1,000.00

 

Advance Payment Guarantee: 0.25%-0.35% p. q. or min. NPR 1,000.00

 

Customs Guarantee: 0.35% p. q. or min. NPR 2,000.00

Licensing Guarantee: 0.30% p. q. or min. NPR 1,000.00

 

Supplier Credit Guarantee: 0.35% p. q. or min. NPR 2,000.00

 

Guarantees issued by the bank against guarantees of correspondent bank (counter guarantee)

2.50% per annum, minimum USD 50.00 or equivalent

Amendments (other than time extension and value increment)

 

NPR 500.00

Amendment for time extension within the same quarter.

NPR 500.00

Amendment for time extension and value increment

As per guarantee issuance charge

Charge for text authentication of Guarantees (and amendments thereto) issued by International banks.

USD 50.00 plus communication fee

Bills under LC (Force Loan)

Plus 2% p.a on prevailing   highest loan interest rate for a day

 

 

2% additional interest for overdue period

 

Deposit Certificate for exporters 

 

NPR 250.00

Import LC bills to be returned

Document handling charge:

 

For domestic: NPR 1000.00 plus communication and courier charges

 

For INR: INR2000.00 plus communication and courier charges

 

For FCY:  Equivalent USD50.00 plus communication and courier charges

 

If Nostro is debited prior to settlement of Import LC bills by Applicant under TT reimbursement LC

Import Bills under L/C for 1st 10 days: No Fees. Interest charged only if Nostro is debited at the applicable/

 

Published highest TR rate

BCI report

Actual charge plus communication charge

 

If an authenticated copy to be provided, charge of NPR 5000.00 to be levied

Vostro Accounts

 

Whilst all the charges applied to Vostro accounts are as per the Agreement with the specific bank.

 

Local inter-bank transfer – Free if the beneficiary is the same bank. NPR 500.00 if the beneficiary is third bank. (Free for corporate customers and FIs)

Fund Transfer via SWIFT (TT) – Import purpose (This facility to be provided to account holders only)

 

In INR: 0.10%, minimum NPR 1,000.00 + Communication charges

 

On top of commission and communication charges, NPR 500 to be levied for sending INR remittance with “our/on us” basis:

In FCY (Third Countries):

0.10% minimum NPR 1,000 + Communication charges

 

On top of commission and communication charges, the following charges to be levied for sending FCY remittance with “our/on us” basis:

Amount Range            Charge

$1.00 - 499.00              $ 15.00

$500.00 - 999.00          $ 20.00

$1000.00 -$ 9999.00    $ 40.00

$10000.00 and above  $ 50.00

 

(Fund transfers subject to prevailing directives/circular)

 

 6. COMMUNICATION CHARGES           

(TELEPHONE, FAX, COURIER, POSTAGE, TEST KEY HANDLING CHARGES)         

Heading

New Pricing

Letters of Credit Issuance

SWIFT Charge:

NPR 1500/-

 

If advised via Courier Service in domestic LC

 

Courier Charge:

NPR 400.00

 

L/C Amendment/Settlement/Others

 

SWIFT Charge:

NPR 500/-

 

If advised via Courier Service in domestic LC

 

Courier Charge:

NPR 400.00

 

Draft Issuance Confirmation

SWIFT: India:  Nil

Other Countries: NPR 375.00

 

Draft Cancellation /Stop payment Confirmation

SWIFT: India:  NPR 270.00

             Other Countries: NPR 375.00

Advance Payment confirmation

SWIFT: India:  NPR 270.00

             Other Countries: NPR 375.00

Fund Transfer

 

SWIFT: Domestic: NPR 250.00

India:  NPR 270.00

Other Countries: NPR 375.00

 

Postage & Courier

Domestic: NPR 400.00

In India: INR 1000.00

In USD: USD 50.00

 

Or Actual cost incurred whichever is higher

 

                                                                      

7. CREDIT SUPPORT UNIT 

Headings

New Pricing

Remarks

Loan Management Fee

 

New Client

Corporate:

-       WCL: 0.25%

-       FTL (including Commercial complex): 0.25%

-       Real Estate Loans (Housing Developers): 0.75%

-       Real Estate Loans (Land Development only): 0.75%

-       Consortium: As per the decision of the Consortium


Mid Corporate Loan

-       All type Mid Corporate Loan: 0.75%

-       Consortium: As per the decision of the Consortium

SME:

-       All type SME Loan: 0.75%

Consumer:

-       All Consumer Loan: 0.75%

Gold Loan :

-       Loan amount up to NPR 1Mio : 0.5%

-       Loan amount above NPR 1 Mio : 0.75%

Loan Against Insurance Policy :

-       Loan Management Fee : 0.5%

Micro Lending:

-       Direct Lending: 0.75%

-       Institutional : 0.25%

Renewal:

-       20% of the original LPF

 

 

 

Amendment on NRB Directives 20/076-8 (KHA)

Commitment fee

a) For business OD (SME/MCL/Corporate), Personal OD, Margin Lending – 0.15% of unutilized limit if average utilization is below 60%.

b) Consortium Loans: As per the decision of Consortium

c) In case of Micro Loan - Loan Commitment Fee is applicable for Micro Indirect Loans only.

As per NRB Directives 20/076-8 (KHA)

Pre-payment fee

Retail/SME/MIDCOR/COR

  1. Loan settled within 2 years of loan disbursement- up to 100 percent of service charge.
  2. Loan settled between 2 years to 5 years of loan disbursement- up to 50 percent of service charge.
  3. Loan settled after 5 years of loan disbursement- up to 20 percent of service charge.

Gold Loan- Nil

Loan against insurance policy – Nil

Margin Lending – NPR 1000/company

Pre-payment charge shall not be applicable for settlement of total loan exposure to the tune of NPR 5 million in line with NRB norms.

As per NRB Directives 20/076-8 (KHA)

CICL Charge

With detailed information: NPR 550.00

Without detailed information: NPR 250.00

STR (Secured Transaction Registry) Charge: NPR 500.00 per registration

As per Karja Suchana Kendra

Pledge Loan Charge

NPR 1000.00 per visit

 

Credit Reference Letter to other BFI's/Valuator's experience letter

NPR 500.00

 

Miscellaneous Letter issuance charges on customer’s request

NPR 500.00

 

Credit Information inside Nepal  (Trade Related)

NPR 1,000.00

 

Credit Information outside Nepal (Trade Related)

 

USD 50.00 plus other bank Charge

 

Credit Guarantee Fee to be paid to (DCGF)

0.25% p.a. of total outstanding (Interest and Principal).To be paid @ 0.125% on half yearly basis.

As per amendment in Subsidised Loan Karyabidi 2076 dated 2076/8/8


Note:

  • All cases of prepayment charges must be in line with NRB Directives 20/076-8 (KHA) without any deviation.
  • All the charges will be as per the STC with immediate effect irrespective of terms mentioned in offer letter issued on earlier dates.