MEGA News :
Thursday May 23, 2013
 
 

Mega Karmachari Bachat Khata

Mega Karmachari Bachat Khata is a savings deposit account scheme designed especially for the civil & private employees of the country.


Features:


  • Minimum balance requirement: 100
  • Interest Rate: 5% per annum
  • Free issuance of Check book
  • Free issuance of SCT debit card
  • Free online banking facility
  • Free on demand statement of account
  • Free ABBS, Good for payment, Stop payment, Bank balance certificate issuance
  • 50% discount on issuance of demand drafts
  • SMS banking facility
  • Free accidental death insurance cover up to NPR 500k.
  • Preferential rates on FOREX transactions: (This offer is only valid for Nepal Army, Nepal Police & Armed Police personnel especially going abroad on peacekeeping missions & premiums to be quoted whilst making offers to such customers from Global Markets)

 

Consumer Loan Features:

 

1. Home Loan facility for financing;

- Purchase of land and/or building

- Construction, renovation, extension

- Refurbishing

Loan Amount: Up to NPR 20 mio

Loan Tenor: Up to 20 years

Interest Rate: 13% p.a. - 17% p.a.

Loan Processing Fee: 1% of loan amount

2. Auto Loan facility for financing;

- Purchase of private four wheeler

- Purchase of School Bus, Van

Loan Amount: Up to NPR 8 mio

Loan Tenor: Up to 7 years

Interest Rate: 13% p.a. - 16.5% p.a.

Loan Processing Fee: 1% of loan amount

3. Mortgage Loan facility for;

- Meeting personal financial obligations

Loan Amount: Up to NPR 10 mio

Loan Tenor: Up to 15 years

Interest Rate: 14% p.a. - 17% p.a.

Loan Processing Fee: 1% of loan amount

4. Mortgage Overdraft facility for;

- Meeting personal financial obligations

Loan Amount: Up to NPR 7.5 mio

Interest Rate: 15% - 17% p.a.

Loan Processing Fee: 1% of loan amount

Renewal Charge: 1%


For further information, please contact:

MEGA DEPOSIT CENTRE
Mega Bank Nepal Limited
Mega Mahal, Kantipath, Kathmandu
Phone: 977-1-4257711, Fax: 977-1-4266599
email:
megadepositcentre@megabank.com.np

 
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