Tue, 21st February 2017

Mega Karmachari Bachat Khata

Mega Karmachari Bachat Khata is a savings deposit account scheme designed especially for the civil & private employees of the country.

Features:

Minimum balance requirement: NPR 100/-

•           Interest Rate**: 3.00% per annum

•           Free Checkbook

•           VISA Debit Card

•           Free Online Banking Facility

•           Free on demand statement of account

•           Free ABBS facility

•           50% discount on issuance of demand drafts

•           Mobile Banking Facility

•           Free *accidental death insurance cover up to NPR 500k.

•           Preferential rates on FOREX transactions: Customers opening an account with Mega    Bank shall be entitled to a premium on the exchange rate for the exchange of FCY into NPR. (This offer is only valid for Nepal Army, Nepal Police & Armed Police personnel especially going abroad on peacekeeping missions & premiums to be quoted whilst making offers to such customers from Global Markets).

Consumer Loan Features:

1.    Home Loan facility for financing;

  • Purchase of land and/or building
  • Construction, renovation, extension
  • Refurbishing

 

Loan Amount: Up to NPR 20 mio
Loan Processing Fee: 1.10% to 1.13% of loan amount

Loan Tenure                Interest Rate
Up to 5 Years              9.50% - 12.00% p.a
Up to 10 Years            10.00% - 13.00% p.a
Up to 15 Years            11.00% - 14.00% p.a
Up to 20 Years            12.00% - 15.00% p.a

 

2.    Auto Loan facility for financing;

  • Purchase of private four wheeler
  • Purchase of School Bus, Van

 

Loan Amount: Up to NPR 8 mio
Loan Processing Fee: 1% of loan amount
Loan Tenure: Up to 7 years

Vehicle Type                  Interest Rate
Private Vehicle               9.50% - 13.00%
Commercial Vehicle       11.00% - 14.50%

3.    Mortgage Loan facility for;

  • Meeting personal financial obligations

 

Loan Amount: Up to NPR 10 mio
Loan Processing Fee: 1.10% to 1.12% of loan amount

Loan Tenure                Interest Rate
Up to 5 Years              11.00% - 14.00% p.a
Up to 10 Years            12.00% - 15.00% p.a
Up to 15 Years            13.00% - 16.00% p.a

4.    Mortgage Overdraft facility for;

  • Meeting personal financial obligations

 

Loan Amount: Up to NPR 7.5 mio
Interest Rate: 12% - 16% p.a.
Loan Processing Fee: 1.10% to 1.12% of loan amount
Renewal Charge: 1%
Commitment fee: 0.25%

 

For further information, please contact:
MEGA DEPOSIT CENTRE
Mega Bank Nepal Limited
Rising Mall (2nd Floor), Kamaladi, Kathmandu
Phone: 977-1-4169250, Fax- 977-1-4169260
email: megadepositcentre@megabank.com.np

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